會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。 To receive an IVA, you need to have some spare income each month to pay your creditors, usually no less than £one hundred. Your creditors are unlikely to just accept an IVA In the even... https://gregoryhueoy.like-blogs.com/29664423/not-known-factual-statements-about-債務舒緩收費-iva-drp-top