The 2.3% COLA projection for 2026 indicates a continued decline in inflation, offering some relief to federal retirees. However, this adjustment may not fully compensate for the increasing costs of healthcare, housing, and other essential services. Retirees should evaluate their financial plans to ensure they can maintain their standard of living amidst these challenges.​ https://www.federalpensionadvisors.com/post/cola-2026-predictions