If a fixed (nondiscretionary) contribution is funded after the IRC Sec. 415 deadline but before the final day of the approach 12 months adhering to the intended approach 12 months, the contribution will count to both equally the annual additions Restrict along with the deduction Restrict for your 12 months https://kingswoodhomes.uk.com/news/start-2026-in-your-dream-home-with-kingswoods-5-deposit-contribution/